Pension Advisors In EdinburghFarrell Financial Planning are an independent company offering impartial independent whole of market financial advice. St. James's Place guarantees the suitability of the advice given by members of the Pension Transfer St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.
With the British Steel Pension Scheme the latest to dominate headlines and the FCA ready to interrogate further as it extends its review to include all firms authorised to give pension transfer advice , case complexity and risk is forcing advisers to take a hard line when it comes to accepting clients and deciding on what to charge them.
Our What We Offer section details some of the services available from Astute Financial Planners, while the Client Scenarios menu contains a number of hypothetical scenarios based on our previous work as independent financial advisers and the level of service we can offer.
We do DB transfer advice and frequently make recommendations to transfer, but we also frequently recommend not transferring and in the vast majority of cases, clients want to ignore that advice not to transfer and do it anyway, that alone tends to suggest that even after we have carefully explained everything, they still don't really understand what they are doing.
We understand if you don't want to ‘DIY' your financial affairs, being reduced to a ‘Plan number' when dealing with hard earned savings, or to make important decisions based on a government website or the say so of a customer services representative - no matter how pleasant or helpful they may be. Appointing us to act on your behalf will simplify things for you and provide the help you need, while at the same time applying our considerable professional knowledge and experience to optimising your position.
To discuss your personal finances and retirement planning, get in touch. Your Money has a network of 22,000 advisers. Mark offers advice on all areas of financial planning and supports clients to formulate and understand their plans for the future. At worst its a potential minefield of incomprehensible rules, scams, poor investments and hidden costs or tax charges.
The Chartered Institute for Securities and Investment (CISI) also provides relevant wealth management and financial planning qualifications, ranging from levels four to seven. Registered Office: Quilter Financial Advisers, Millennium Bridge House, 2 Lambeth Hill, London, EC4V 4AJ.
For this reason, it might be better to go to an independent financial adviser who will be able to look at products from the whole of the market. Wingate Financial Planning financial planning director Alistair Cunningham said his firm used a time cost model and usually expected the work to cost around £2,000.
The Government and the pensions companies wish to protect themselves at the expense of individuals and as we are aware the free market does not always work, otherwise the cost of Financial Advice would be significantly lower. Farrell Financial Planning are independent financial advisers (IFAs) based in Glasgow.
This site is designed and intended for UK authorised and regulated financial advisers and intermediaries only. Shortly after joining Rathbones in 2015, Alanah completed her Diploma in Financial Planning from the Chartered Insurance Institute (CII). Integrity IFA Ltd are independent financial advisers authorised and regulated by the Financial Conduct Authority, 514600.
Restricted ‘whole of market' means advisers who can offer available products from all companies, but who may specialise in a particular area, such as pensions. Chris ensures that all of his clients examine all areas of financial planning to help them and their families plan in an ever-increasing complex world.